Disposable Visa cards

Don’t have a credit card (and would rather not sign up for one) and would like to purchase something online that requires one? Here is a solution to that:

Disposable credit card attracts 10,000 Irish users

From the article:

Permanent TSB says that pre-paid credit for its disposable Visa card is now available in over 1,000 shops and petrol stations throughout Ireland.

The disposable Visa cards - dubbed 3V cards - enable people to buy goods and services over the phone and the internet even if they don't have a credit card. Customers buy credit in retail outlets, in the same way that they can buy pre-paid mobile phone credit. The maximum credit which can be purchased on any one 3V voucher is €350 and the minimum is €20…

Niall O'Grady, Permanent TSB's general manager of marketing, told ElectricNews.Net that some people signed up for the disposable card because they are reluctant to give out their credit card details over the internet. Others signed up because they have been unable to get conventional credit cards. Some people signed up because they preferred to prepay for transactions, rather than incur credit card debt.

I would say that this is kind of similar in concept to the Visa debit card except with the advantage that you don’t have to be with a specific financial institution that issues Visa Debit Cards. If this was available here, I wouldn’t mind getting one since there are so many things I would like to purchase that are mostly available online and I do not want the hassle of owning a credit card.